Wednesday, February 6, 2008

WHAT IS AN IVA (Individual Voluntary arrangement)?


A Voluntary Arrangement sometimes referred to as an Individual Voluntary Arrangement or IVA is an agreement with your creditors to make a single reduced payment each month. This lasts for an agreed period of time (up to 60 months*). Once agreed, creditors are not allowed to add interest or charges to your accounts by law. The agreement is fixed; meaning that creditors cannot randomly demand changes to it. An IVA is a legal contract between you and your creditors, it is a legally binding arrangement supervised by a Licensed Insolvency Practitioner, the purpose of which is to enable you to reach a compromise with your creditors and avoid the consequences of bankruptcy. The IVA is a relatively new option in the UK and is an alternative to bankruptcy. If you have an unsecured debt problem in excess of &10,000. For an IVA, we would negotiate with your creditors on your behalf with an aim of a reduced, single monthly repayment that will leave you debt free once the duration of the IVA is over. A Debt All IVA (or Individual Voluntary Arrangement) could...

WRITE OFF 70% OF YOUR DEBT
STOP INTEREST AND CHARGES - So your debt will not increase
STOP creditors chasing you
STOP court action against you
REDUCE your repayment period and monthly payments


To see if your eligable to apply for an IVA, simply fill in the form and take the first step to financial freedom! its FREE, FAST and FRIENDLY so what have you got to lose?

Monday, February 4, 2008


Welcome to Debt All!


Clear your debt without borrowing more!



DEBT ALL is a friendly financial solutions provider with many years experience of helping people to clear their debts for good. If you are struggling with debts then we can offer you a simple straightforward solution to get you out of the red and back into the green.If we believe we can help you we will go through a process on your behalf designed to make you totally debt free within a fixed period, usually never any longer than five years. You pay an agreed and affordable sum of money each month, which is then divided up between your creditors in final settlement of all that you owe. Note, you will not be borrowing more money!!!


We can arrange both an :


IVA or Debt Management Plan